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CCPA

CCPA Comprehensive Guide & Cheat Sheet

The California Consumer Privacy Act (CCPA) is a landmark data privacy law that grants California residents significant rights over their personal information and imposes strict obligations on businesses. This guide provides a thorough summary and practical cheat sheet for understanding, complying with, and implementing the CCPA, including recent amendments and best practices.


1. Fundamental Framework, Scope, and Applicability

What is the CCPA?

  • Enacted in 2018, effective January 1, 2020, the CCPA enhances privacy rights and consumer protection for California residents .

  • Amended by the California Privacy Rights Act (CPRA), effective January 1, 2023, which expanded consumer rights and established the California Privacy Protection Agency (CPPA) .

Who Must Comply?

The CCPA applies to for-profit businesses that do business in California and meet any of the following thresholds:

  • Gross Annual Revenue: Over $26.625 million (as of January 1, 2025; previously $25 million) .

  • Data Transactions: Buy, sell, or share the personal information of 100,000 or more California residents, households, or devices annually .

  • Revenue from Data: Derive 50% or more of annual revenue from selling or sharing personal information .

Note: The law applies to businesses outside California if they meet these thresholds and handle California residents’ data .


2. Key Definitions

  • Consumer: A natural person who is a California resident .

  • Business: A for-profit entity that collects consumers’ personal information, determines the purposes and means of processing, and meets the applicability thresholds .

  • Personal Information: Information that identifies, relates to, describes, or could reasonably be linked with a particular consumer or household.

  • Sensitive Personal Information: Includes government IDs, financial data, geolocation, racial/ethnic origin, health data, and, as of August 2024, neural data .


3. Consumer Rights Under the CCPA

Right
Description
Business Obligation

Right to Know/Access

Know what personal info is collected, sources, purposes, and third parties shared with

Provide this info upon request within 45 days; update privacy policy accordingly

Right to Delete

Request deletion of personal info held by the business

Delete info and instruct service providers to do the same, unless an exception applies

Right to Opt-Out

Opt out of the sale of personal info

Provide a “Do Not Sell My Personal Information” link; honor opt-out requests for at least 12 months

Right to Correct

Request correction of inaccurate personal info (added by CPRA)

Correct inaccurate info upon request

Right to Limit

Limit use/disclosure of sensitive personal info

Provide a “Limit the Use of My Sensitive Personal Information” link

Right to Non-Discrimination

No discrimination for exercising CCPA rights

Cannot deny goods/services, charge different prices, or provide different quality of service


4. Business Compliance Requirements & Best Practices

Core Obligations

  • Transparency: Provide clear, conspicuous notices about data collection, use, and sharing .

  • Privacy Policy: Update at least every 12 months; must detail consumer rights and how to exercise them .

  • Opt-Out Mechanism: Prominently display “Do Not Sell My Personal Information” and “Limit the Use of My Sensitive Personal Information” links .

  • Consumer Request Handling: Offer at least two methods for submitting requests (e.g., toll-free number, web form) .

  • Verification: Verify consumer identity before fulfilling requests .

  • Timely Response: Respond to requests within 45 days (with a possible 45-day extension) .

  • Data Security: Implement reasonable security measures (encryption, access controls, regular audits) .

  • Employee Training: Train staff on CCPA requirements and consumer request handling .

  • Third-Party Management: Update contracts to ensure vendors comply with CCPA .

  • Record Keeping: Maintain records of consumer requests and responses for at least 24 months .

Practical Implementation Steps

  1. Conduct a Data Inventory: Map all personal data collected, processed, and shared .

  2. Update Privacy Policies and Notices: Ensure clarity and compliance with CCPA requirements .

  3. Implement Consumer Rights Protocols: Streamline processes for handling access, deletion, correction, and opt-out requests .

  4. Provide Opt-Out and Limitation Links: Make these links easy to find and use; recognize global opt-out signals .

  5. Enhance Data Security: Use encryption, access controls, and regular security assessments.

  6. Audit Third-Party Agreements: Ensure all vendors and partners are CCPA-compliant .

  7. Regularly Review Compliance: Stay updated on amendments and adjust practices as needed.


5. Recent Amendments and Updates (2023–2025)

  • CPRA Amendments: Effective January 1, 2023, expanded consumer rights and established the CPPA .

  • 2024 Amendments: Six new amendments passed, including expanded definitions (e.g., neural data as sensitive personal info) and additional protections for reproductive healthcare and citizenship data .

  • 2025 Updates: New regulations on automated decision-making, cybersecurity audits, and risk assessments; increased penalties and new obligations for businesses .

  • Delayed Enforcement: CPPA won an appeal in February 2024, delaying enforcement of updated regulations by one year .


6. Enforcement Mechanisms and Penalties

  • Regulatory Bodies: California Attorney General and California Privacy Protection Agency (CPPA) .

  • Cure Period: 30-day period to fix violations after notification (may not apply to all violations post-CPRA) .

  • Private Right of Action: Consumers can sue for certain data breaches .

  • Penalties:

    • Up to $2,500 per unintentional violation

    • Up to $7,500 per intentional violation

    • No cap on total fines; penalties can accumulate

  • Additional Costs: Injunctions, reputational damage, and civil lawsuit costs.

Notable Enforcement Cases

  • Sephora (2022): $1.2 million fine for failing to disclose data sales and not honoring global opt-out signals .

  • Todd Snyder, Inc.: $345,178 fine for improper opt-out mechanisms and excessive data collection.

  • Honda (2025): $632,500 fine for difficult opt-out process and excessive info requests .

  • DoorDash (2024): $375,000 fine for sharing user data with marketing partners without proper notice .


7. CCPA Cheat Sheet

Area
Key Points

Who Must Comply?

For-profit businesses in CA or serving CA residents, meeting revenue/data thresholds

Consumer Rights

Know, Delete, Opt-Out, Correct, Limit, Non-Discrimination

Privacy Policy

Must be clear, updated annually, and detail rights/processes

Opt-Out Links

“Do Not Sell My Personal Information” and “Limit the Use of My Sensitive Personal Information”

Request Handling

At least two methods; respond in 45 days; verify identity

Data Security

Reasonable measures (encryption, access controls, audits)

Employee Training

Required for all staff handling consumer data

Third-Party Contracts

Must ensure CCPA compliance

Penalties

$2,500–$7,500 per violation; no cap; private right of action for breaches

Recent Changes

CPRA amendments, new sensitive data categories, increased penalties, new regulations (2023–2025)


8. Resources and Ongoing Compliance

  • Stay Informed: Regularly monitor updates from the California Privacy Protection Agency and Attorney General.

  • Review Practices: Conduct annual reviews of privacy policies, data inventories, and compliance protocols.

  • Document Everything: Keep detailed records of compliance efforts, consumer requests, and responses.


9. Summary Table: CCPA vs. CPRA (Key Additions)

Feature/Right
CCPA (2020)
CPRA (2023+) Additions/Changes

Right to Correct

No

Yes

Right to Limit Sensitive Info

No

Yes

Sensitive Info Definition

Basic

Expanded (e.g., neural data, health, etc.)

Enforcement Agency

Attorney General

CPPA (new agency)

Automated Decision-Making

Not addressed

New regulations in 2025

Risk Assessments

Not required

Required for certain businesses


10. Quick Reference: CCPA Compliance Checklist